Opto Business Solutions

Opto - for people, and for business

Whether you are looking to expand or secure appropriate funding for you or your business or planning your financial future, Michael Gaffney of Opto Business can help you find the right financial solution.

If you are a business or individual and looking for asset based funding click below to see our services

 ASSET BASED LENDING

 

If you are a business and wish to know more about our employee benefit services click below

EMPLOYEE BENEFITS

Please be aware that by clicking onto the above link you are leaving the Opto Business website. Please note that neither Opto Business or Connect IFA are responsible for the accuracy of the information contained within the linked site accessible from this page

 

 

If you are an individual and wish to know more about building your financial plan click below

WEALTH MANAGEMENT

Please be aware that by clicking onto the above link you are leaving the Opto Business website.Please note that neither Opto Business or Connect IFA are responsible for the accuracy of the information containied within the linked site accessible from this page

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Opto Business 499171 is an appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority.

Partners Michael Gaffney and Joanne Gaffney

Opto Business is an ordinary partnership business operated by Michael Gaffney and Joanne Gaffney whose registered office is at 6 The Common Ashtead Surrey KT21 2ED.

The Guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers and businessess based in the UK

There will be a broker fee payable for BTL Mortgage Advice , the precise amount will depend upon the circumstances but will be no less than £ 995.00 in respect of completed BTL Mortgage cases.

A Broker Application fee of £ 199.00 is payable at the outset when you apply for a BTL mortgage though there is no fee payable for initial meeting and advice provided therein.

We are also approved to refer Residential Home Mortgages enquries to our Mortgage Club Connect IFA Limited - A broker Application fee of £ 199.00 is payable at the Outset when you apply for a Home mortgage and a completion broker fee of no more than 0.50% of the mortgage advance is payable subject to a minimum fee of £ 1,995.00 for mortgages below £ 500,000.

Your home or Investment property may be repossed if you do not keep up repayments on your mortgage